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Listing Provided By Rita Davis-Kirby with Mountain Sotheby's International Realty, 706-222-5588

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All 100 photos

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Photo 1 of 100

Photo 1 of 100, Mineral Bluff, GA 30559

401 Mountain Rivers Road

Mineral Bluff, GA 30559

$649,999

Beds
3
Baths
3
Sq ft
2,953
Price per sq ft
$220
Year built
1989
Lot
1.09 acres
Garage
3 spaces

About this home

"MUST SEE" Extraordinary family estate and CREEK FRONT retreat along Hemptown Creek one of North Georgia's STOCKED TROUT streams nestled in Fannin County, widely known as the Trout Capital of Georgia. This rare property offers a private oasis with 241 feet of pristine water frontage, natural beauty, and exceptional versatility. The main residence (approx. 1,821 sq ft) features 2BR/2BA and blends rustic mountain charm with modern updates. Fully renovated in 2025, the home showcases new flooring, upgraded kitchen cabinetry and appliances, and beautifully updated baths. The dining area includes a beverage refrigerator with bar and glass storage, while a separate laundry room with new washer and dryer adds convenience. A wood-burning fireplace creates a warm, inviting living space. Move-in ready. Cedar siding, a metal roof, and a whole-house generator provide durability and peace of mind. A screened porch overlooks the creek, offering a front-row seat to one of the area's most sought-after trout waters, while a rock firepit along the water's edge invites relaxing evenings by the creek. Two additional living spaces enhance flexibility. The guest house/mother-in-law suite (approx. 700 sq ft) offers 1BR/1BA with kitchenette and seating area, connected to the main home by a breezeway. The tiny home (approx. 432 sq ft) is ideal for a home office, studio, guest overflow, or additional storage. Additional features include a golf cart barn (cart included), 3-car garage, garden shed, and all-paved access. Enjoy direct access to trout waters or float downstream to the Toccoa River. Conveniently located minutes from Lake Blue Ridge and the Aska Adventure Area, this property offers endless opportunities for fishing, kayaking, hiking, and biking. A rare creekfront sanctuary perfect as a private retreat, family compound, or legacy mountain escape.

Listed
May 7, 2026
Updated
Nov 3, 2026, 3:42 PM ET
Property type
Residential, Single Family Residence
Subdivision
None
FMLS #
7768718
County
Fannin - GA

Interior

Interior features
Entrance Foyer 2 Story, High Speed Internet
Appliances
Dishwasher, Dryer, Microwave, Refrigerator, Washer
Flooring
Hardwood
Fireplaces
1
Fireplace features
Fire Pit
Basement
None
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Heating
Central, Heat Pump
Laundry
Main Level
Kitchen
Other
Primary bathroom
Shower Only
Levels
One
Main-level bedrooms
3
Main-level bathrooms
3
Accessibility features
None
Windows
None

Exterior

Exterior features
Private Entrance, Other
Patio and porch
Deck, Patio, Screened
Construction materials
Wood Siding
Roof
Metal
Fencing
None
Pool features
None
Private pool
No
Spa
None
View
Creek/Stream, Other
Waterfront
Creek, Stream
Dock
None
Foundation
See Remarks

Lot & parking

Lot size (acres)
1.09
Lot dimensions
0
Lot features
Level, Wooded
Garage spaces
3
Parking
Detached, Garage
Total parking spaces
0

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Available
Electric
None
Energy efficiency
None

HOA & taxes

Association
No
Association fee
0
Annual tax amount
1184
Tax year
2025

Schools & community

Elementary school
Fannin - Other
Middle school
Fannin County
High school
Fannin County
Subdivision
None
County
Fannin - GA
Community features
None

Construction

Architectural style
Ranch, Traditional
Year built
1989
Property subtype
Single Family Residence
Condition
Resale
Building area (total)
2953
Above-grade finished area
2953
Below-grade finished area
0

Location

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All photos (100)

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Listing data last updated Nov 3, 2026, 3:42 PM ET